Meet Curt Smith
I made a great decision in 1998 to enter the mortgage industry, and I don't think I've had a boring day since. My career with Bell Bank Mortgage began in April 2010. Prior to joining Bell, I was a loan officer for Guaranteed Rate, Inc. for 1 year. Before that, I spent over 10 years with Norwest Mortgage/Wells Fargo Home Mortgage as loan officer and processor.
Since joining Bell, I have been impressed with all that they do to make the home buying process as painless as possible. I intend to finish my career with this great company.
In 2014, Curt was named Forest Lakes Times readers' top local loan officer!
Our process is smooth and simple from start to finish:
- Talk with me. I will work with you to help you determine your financing options and answer all your questions.
- Apply Online. Complete your mortgage application at your convenience through our online application.
- Work together through final approval. From the time your application is received, I work with you to ensure you move through the process checkpoints to final approval.
- Closing on your loan. Prior to loan closing, I will review the Closing Disclosure, funds needed and documentation to bring to close with you. On closing day the final documents are signed at the title company and you receive the keys to your new home!
Home Financing Calculators
- Should I refinance?
- How much will my fixed rate mortgage payment be?
- How much will my adjustable rate mortgage payments be?
- How much will my payments be for a balloon mortgage?
- Should I rent or buy?
- Which mortgage is better for me?
- How much will I save by increasing my mortgage payment?
- How much mortgage might I qualify for?
- How much home can I afford?
- Should I consolidate my loans?
My wife and I strongly encourage anyone considering the purchase of a home to call or visit Curt Smith at Bell Bank Mortgage. He handled all aspects of our mortgage application and did it in a way that was wonderfully easy and stress-free. He was with us every step of the way, got us a great mortgage rate and made the event a real pleasure.
We really did enjoy working with you, and we hope everything is going well for you. We are extremely happy in our new home and thank you again for making our dream come true."
John & Judy Josephson
Our experiences with Bell Bank Mortgage and Curt Smith was stress-free. Curt handled everything that was needed to be done, and he was thorough and precise on all estimates!
Our closing was very simple and fast. Thanks again for the great job performed!"
Sao & family
Curt Smith executed our home loan professionally and efficiently. We were pleasantly surprised with Bell Bank Mortgage's up-front explanation of fees and processes. We were impressed with Curt's commitment to communication. This ensured every party involved stayed 'in the loop,' and we closed in a timely manner. Finally, we were excited to find our final closing costs were lower than predicted.
If you want professional service, competitive costs, clear communication and a smooth closing, choose Curt Smith with Bell Bank Mortgage."
Bill & Sara DeWitt
I can't say enough good things about my dealings with Curt Smith and Bell Bank Mortgage. I quickly realized that processing a loan is no longer an easy task, and Curt was with us each step of the way. He removed roadblocks, kept us informed and promptly replied to all of my questions - usually with a detailed explanation! His experience, knowledge and work ethic contributed to a successful close. Thank you for making the process so seamless!"
Aaron & Melissa Navratil